Planned Giving

Choosing the Right Planned Giving Options

As part of your long-term financial planning, a planned gift can offer you substantial tax and estate planning benefits and allow you to make a larger and more lasting gift to Ronald McDonald House. It can be a gift Ronald McDonald House receives now, or in the future. It's a way for you to be a key Ronald McDonald House supporter while meeting your personal financial goals.

There are several ways you can plan to make a gift to Ronald McDonald House. The option(s) you choose depends on your unique circumstances and financial objectives.

Speak to your tax/legal/financial advisor regarding the impact of these strategies for your own circumstances, or alternatively, contact Ronald McDonald House at plannedgiving@rmhbc.ca and we can put you in touch with a suitable professional.

Bequest

Make a gift of cash or property by including Ronald McDonald House as a beneficiary in your Will. It's one of the simplest Planned Giving options to arrange and it can significantly reduce the tax paid by your estate. If you want your estate to be handled according to your wishes, you should have a Will. Without a Will, a public trustee decides on the distribution of your possessions.

Gift-in-kind

A gift-in-kind is a gift of property such as real estate, securities, artwork, jewelry or collectibles. After independent appraisals, Ronald McDonald House will issue you a tax receipt. In some cases, you can receive tax benefits and continue to use the gift during your lifetime.

Life Insurance

You can make a larger gift than you might expect possible by naming Ronald McDonald House as the owner and beneficiary of a new or existing life insurance policy. The premiums you pay qualify for a tax credit. When you transfer ownership of an existing policy to Ronald McDonald House, you receive a tax credit for the cash surrender value. A gift of life insurance is separate from your estate and has no effect on its assets.

Endowment Fund

An endowment fund is a donation which is invested, with the earnings generated on the principal used to support Ronald McDonald House's work. You can let Ronald McDonald House decide where the earnings are most needed or designate a geographic area. If you desire, your gift to the Ronald McDonald House Canada Endowment Fund can be named in your honour in recognition of your support. Or, you may choose to name your gift in memory of a special person.

Charitable Remainder Trust

Your gift of cash or other property is used to establish a trust. You receive the income from the trust, according to the terms set out when it is established, and a receipt for the remainder. Ronald McDonald House receives whatever remains in the trust after your death.

Monthly Giving

You may wish to consider giving regularly through Ronald McDonald House's Share Plan program. You determine how much you are comfortable giving every month and authorize Ronald McDonald House to deduct it automatically from your chequing account or your Visa or MasterCard. It's easy and effective, and you can change the amount or cancel any time.

Making a World of Difference

Your contribution to Ronald McDonald House can make a fundamental difference in the lives of children and families! If you have questions about any type of planned giving please contact us at plannedgiving@rmhbc.ca.